Move ahead with versatile funding

Move ahead with versatile funding

Access as much as $25,000 to realize your targets.

E-bay Seller Capital run on LendingPoint

Instant choices and deposits that are speedy


No costs; spend interest as you choose to go


Terms and re re payments to match your requirements


No effect on your private credit

Curently have that loan?

Refinance at a diminished re re payment and save! EBay Seller Capital running on LendingPoint is compatible with re re payments handled by e-bay.

Over 3,000 five-star consumer reviews on Trustpilot

“LendingPoint is really a resource that is great small businesses and business owners that old-fashioned banking institutions usually reject. Once you’ve a fantastic history founded, they reduce your price and provide more capital. We recommend. ”

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“LendingPoint gave me a loan that met every one of my business requirements. The process that is entire fast, simple and painless. I will be grateful with regards to their efforts in order to make this feasible and would certainly suggest them. ”

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Let’s compare

E-bay Seller Capital Other Solutions
Fixed Payment Loan performing Capital (not far off) charge cards conventional loans from banks Other Non-Bank Systems
Credit impact No No Yes Yes Sometimes
Repayment long run for a lesser re re payment portion of one’s e-bay sales Variable Fixed up to 60 months Shorter term, greater repayment
regular Interest Fixed and affordable No, one fixed affordable charge Yes, interest on interest Fixed usually high
extra Fees No No yearly charges and late costs Origination charges and belated costs frequently
Early Payback Fee No No No Yes often
Collateral Required No No Sometimes often often
extra Loans Yes Yes often often often


What’s the relationship between eBay and LendingPoint?

E-bay has partnered with LendingPoint to facilitate funding for eBay vendors. Eligibility for a financial loan offer through LendingPoint is dependant on your monetary profile.

That is LendingPoint?

LendingPoint may be the servicer of one’s funding. Over days gone by four years, they’ve loaned more than $2B to customers and smaller businesses. They’ve been awarded with more than 3,000 5-star customer reviews and had been known as the seventeenth quickest growing personal business in the us plus the 2nd quickest into the monetary industry by Inc. 5000 in 2019.

Exactly exactly What products that are financial available?

LendingPoint presently offers simple to handle payment that is monthly loan choices. Just around the corner is a functional money choice where you could allocate a share of one’s e-bay sales to settle as time passes.

Exactly how much may I qualify for?

LendingPoint offers financing choices from $500 to $25,000 with versatile payment terms from 12 to 48 months* to fit your preferences. Coming this autumn, we shall have funding choices as much as $500,000.

Will this impact my credit history?

Obtaining funding will perhaps not adversely affect your individual credit rating. LendingPoint works on the soft credit inquiry procedure that will not influence your individual credit rating and is maybe maybe perhaps not noticeable to 3rd parties on your own credit file.

If i will be signed up for eBay’s Managed repayments platform, can it influence my eligibility?

No. E-bay Seller Capital was made for and it is completely incorporated into the eBay Managed repayments platform.

Exactly just What do i have to use?

The application that is simple a couple of minutes to perform. With a few information that is basic you might have a determination in moments. As soon as you decide which choice is best for you personally, you are expected to confirm your identification and verify the financial institution account where you like to receive your deposit.

Is there fees?

Perhaps maybe Not now. Never. LendingPoint thinks in transparency so are there no concealed, upfront, early payback, or belated charges.

Exactly just exactly How are my payments calculated?

Your payment is determined predicated on your preferences and also the term you choose is most beneficial for you.

Whenever can I get my deposit?

LendingPoint provides day that is same. Dependent on your bank, your deposit might be available when the next working day.

Exactly exactly exactly How can I get my deposit?

LendingPoint will direct deposit to your confirmed bank account through the ACH system.

So how exactly does this compare to bank cards?

Unlike bank cards, LendingPoint’s lending options do not have a fee that is annual belated cost related to them. LendingPoint makes use of a consumer-friendly interest calculation that is simple. Charge card prices may be interest that is simple can compound the attention also referred to as interest on interest.

How do I repay?

With one payment that is monthly LendingPoint makes it simple to handle your money movement and spending plan. Clients take pleasure in the capability of our set it up and forget it autopay system. Being a company that is paperless you can expect to get future payment reminders via e-mail and SMS. You are able to handle your bank account, submit re re payments, stay linked, and enjoy eBay Seller provides solely for you personally in your LendingPoint client portal.

Any kind of payback that is early?

Never. You can easily spend off balance in just a few days or end of one’s term. The option is for you to decide.

May I have significantly more than one e-bay Seller Capital loan at the same time?

Yes. Your money requirements are unique and you’ll require extra funds from time and energy to time. You can easily get more funds whether or not there is certainly a balance that is outstanding your present loan.

May I refinance a loan that is existing another provider?

Yes and you could be saved by it cash. As soon as you get your deposit, just payoff your other loan to take pleasure from one payment that is easy.

When you yourself have received an offer that is pre-approved wish to opt-out with this procedure, please see the info below:

It is possible to elect to stop getting “prescreened” offers of credit with this along with other organizations by calling toll-free 1-888-5-OPTOUT (1-888-567-8688). See PRESCREEN & OPT OUT NOTICE below to get more information on prescreened offers.

Conditions and terms

*Applications for loans submitted could be funded by one of the loan providers including: FinWiseBank, A utah-chartered bank, user FDIC; First Electronic Bank, a Utah-chartered commercial bank, user FDIC; LendingPoint LLC, a Delaware restricted obligation business having its major bar or nightclub in Kennesaw, Georgia. Loan approval isn’t assured. Actual loan offers, loan amounts, terms, and percentage that is annual (“APR”) can vary based on LendingPoint’s proprietary scoring and underwriting system’s post on your credit, monetary condition, other facets, and supporting papers or information you offer. Upon last underwriting approval to finance a loan, said funds in many cases are delivered via ACH the following non-holiday working day. Loans could be offered from $500 to $25,000, at prices which range from 9.99per cent to 35.99% APR, with terms from 12 to 48 months. A $10,000 loan over a length of 48 months having an APR of 12.99% could have a repayment of $268.23 every month (real terms and rate be determined by credit score, earnings as well as other facets). The amount that is total underneath the loan terms provided is $12,875.04. The sum total quantity due is the amount of the mortgage you’ll have compensated once you have made all re re re payments as planned.