Q pay day loan

Q pay day loan

Extra fast cash to tide over, use our foreigner loan is easy and hassle free.


Unforeseen cost caused you want of supplemental income before payday? Apply our fast approval payday loan.


Our company loan provides One-Stop solution on your need in your organization.

About Swift Credit Licensed Cash Lender

is a specialist and completely licensed company that is moneylending in Singapore. We’ve been authorized because of the Registry of Moneylenders (IPTO) to give you loan and cash lending solutions. We offer quick money loans to Singapore residents, PR and foreigners whom hold legitimate Foreigner employment passes.

Competitive Interest Speed Unsecured Loan in Singapore with Flexible Repayment Arrange!

Why Select Us ?



Q: What will be the benefits whenever using loan with Swift Credit.

Swift Credit is certified by Registry of Moneylenders (IPTO) “License no: 171/2019”. We guarantee you with 100% private & confidential personal statistics. You can expect appropriate loan from a interest that is competitive from 1% p.m. additionally we modify loan packages at your freedom.

Q: just how do i determine if my loan is approved?

A: Merely summit the application online now, as soon as your loan is in major authorized, our loan consultant shall phone you to definitely organize so that you can come right down to our office to perform the paper work. Once most of the administrative tasks are done, we’re going to disburse immediate cash to you personally.

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Q: If We have bad credit score, which are the opportunities that my loan is accept?

A: At Swift Credit, we’d more then 95% approval prices once we usually do not have a look at simply credit score whenever reviewing that loan application. Loans are authorized on instance by instance basis. At Swift Credit, we place our customers as concern and certainly will do our better to personalize that loan package that may fit your economic ability.

Q: What sort of payment schemes at designed for borrowers?

A: At Swift Credit, we provide versatile loan payment schemes which will fit each customer’s requires and needs. Typical payment schemes are via regular, bi-weekly, and month-to-month installment plans. While obtaining that loan with us, do state your preferred repayment plan and we’ll consider the way we can organize that for your needs.

Q: can there be any very early redemption charge?

A: No, instead of billing very early redemption charge, we’re going to provide discount for very very very early settlement on instance to case fundamental.

Q: we have always been a discharged bankrupt, am we still qualified in trying to get that loan?

A: definitely yes, you might be qualified in trying to get a loan as long as you were released from bankruptcy.

Part 6.1 — Pay Day Loans


112.01 In this component:

“advance” has got the meaning that is same in component 5;

“APR” gets the meaning that is same in component 5;

“assignment of wages” has got the meaning that is same in the Employment Standards Act;

“borrower” has got the same meaning as in component 5;

“cash card” means a card or other unit that

(a) could be used to get money or obtain items or solutions, but doesn’t consist of credit cards, and

(b) is granted by way of a payday lender to the debtor in the place of advancing money or transferring money into the debtor or even to your order for the debtor;

“credit card” gets the meaning that is same in component 5;

“default charge” has got the meaning that is same in component 5;

“high-cost credit product” has got the meaning that is same in component 6.3;

“interest” means charges that accrue over time and tend to be decided by using an interest rate to your principal of a pay day loan from time to time underneath the loan contract;

“loan contract” means, with regards to a loan that is payday the written contract needed under section 112.06 payday loan agreements;

“loan broker” has got the meaning that is same in component 5;

“payday lender” means an individual who provides, arranges, provides or facilitates that are otherwise loans to or even for customers, and, for greater certainty, includes that loan broker;

“payday loan” means a credit contract, as defined in part 57, this is certainly a loan of cash, having a principal of $1 500 or less as well as for a phrase of 62 times or less, manufactured in exchange for a cheque that is post-dated a pre-authorized debit or the next re payment of an equivalent nature yet not for almost any guarantee, suretyship, overdraft security or protection on home and never through a margin loan, pawnbroking, a credit line or a charge card;

“payday loan term” means, in terms of the timeframe of a cash advance, the time scale amongst the very first advance while the end of this duration according of which re payments are needed underneath the pay day loan;

“payment” gets the exact same meaning as in component 5;

“permissible fee” means a cost, penalty, price, commission or charge specified by legislation under area 197.1 (1) (a);

“personal information” has got the exact same meaning as in part hands down the information that is personal Protection Act;

“rollover” means some of the after:

(a) the extension or renewal of a payday loan that imposes extra costs or costs in the debtor, apart from interest;

(b) the development of a fresh pay day loan to spend a current cash advance;

“3rd party solution charge” means, in terms of a money card given by a payday lender, any charge, price, payment, cost or any other amount this is certainly charged or needed by an individual who just isn’t the payday lender, or that is paid to such an individual, for usage associated with money card.

Limitations on total price of borrowing — payday advances

112.02 (1) The Lieutenant Governor in Council may, by legislation, set the most, or establish an interest rate, formula, tariff or way of determining the most amount, which may be charged, needed or accepted with a lender that is payday respect of